Tile Giant Credit Account ?

[Davesax]

Is there a chance of this , don't neccessarily want to ask customers for advances . I asked my local tile giant and the assistant manager said they didn't do them but to speak to the manager when he's about . I filled a topps form in just incase but am not used to their products and would prefer to keep with TG .

Cheers

Dave

 

[DHTiling]

So speak to the manager then..🙂

 

[kilty55]

i beleive they do credit yes,im meant to sort this out myself with local shop soon

dont have to ask for an advance,,just stipulate that your terms of business are all materials upfront

 

[Daz]

I make purchases on a credit card so that I don't have to pay the bill until I've done the job - no need for a credit account with any of my suppliers that way.
The added bonus is that I get cashback or airmiles on my purchases, too :lol:.

 

[Peter]

Rather than accounts, some suppliers round here will let regular customers take their orders on 'strap', then it's just a case of throwing the money in at the end of the week or when you're next in.

 

[Time's Ran Out]

Try going into Tesco's and getting any food on 'tick'.
I don't care what professional image is portrayed by asking for a material deposit on order/delivery but when these customers don't pay (and one day you will get one) then remember to tell your children why you can't afford christmas this year!
If your unhappy with asking for the material money get the customer to buy the materials prior to your starting.
If you state your terms at the outset and act in a professional manner at all times your customer will have that trust in you and you will have the grounding for a good business.
My advise - never get credit for anything - save till you can afford it or go without.:smilewinkgrin:

 

[doug boardley]

Personally I always use my monthly account at my local suppliers, get the bill at the end of each month then pay it when I'm next in, same with my diesel account and Longhorns account. It just seems to suit me better.

 

[Davesax]

Thanks John , very sound advice .

 

[Stewart]

Like Doug, I have accounts with all my supplier, and as a business that has a high turnover of materials, I find an invaluable part of the way I run my business.

I'm not a fan of asking customers for money upfront. I also find not asking is a good selling point and i always mention this when quoting for work, as it shows confidence in your abilities to give the customer a quality job, as you want to get paid at the end of it.


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[Time's Ran Out]

Thanks John , very sound advice .

Hope it helps!
My point is - it's easy to get credit and build up a debt with a supplier - but when the customer for whatever reason decides to withold payment then it doesn't matter how good you think you are or how confident they were in you at the estimate stage - you still have to find the money to pay off the account.
I'am not advocating that large material turnover businesses operate without credit facilities, but in the case of small domestic jobs that I believe are being discussed in this thread, then you have to protect your income and family from those 'cowboy customers' (makes a change).