Thanks guys. Ripping up the chipboard and plying isn't really an option. Will take too long and just add cost. Insulation boards have already been purchased and floor is ready for starting tomorrow. I will install the boards using rapid set.
Here's something I've always wondered about. It's recommended to use 1 part flexi sticking the boards down on the chipboard but this would be unsuitable if tiling straight onto the chipboard. Why is ok to use spf on the boards?