Liabilty Insurance

[PGM Tiling Solutions]

Hello again all,

As mentioned in previous posts I am hoping to set up in Tiling and Plastering from June this year. What sort of premium can I expet to pay for Liabilty Insurance and what cover does the typical policy give?

Any advice gratefully received.

Cheers, Paul

 

[Dan]

Shop around a lot. Use all the comparison websites. And then call a few brokers up too. The lads should have some names for you though.

 

[Ian]

Direct line for me, million quids worth of cover, £250 excess for £54 a year.

 

[Scott]

Mine is £130 this year and due 4th March, that covers amillion with £250 excess but covers me for all building work including plumbing.

 

[Mike]

mine's £120 for million cover, any work except blow torch (i don't have one anyway) :smilewinkgrin:

 

[Colour Republic]

Mine is £130 this year and due 4th March, that covers amillion with £250 excess but covers me for all building work including plumbing.

Who's this through Scotty? I take it that's working with heat? Does it also cover working at height?

Cheers Mate

 

[Scott]

Not sure about the height issue Rob but i did used to use it for xmas light installations and did one year get a quote for £5million with 2 employees and that was only £250. Its through MMA and is their 'Master Tradesmen' policy. It doesnt cover welding, damp proofing/timber treatment. There is also a condition of no more than 15% of my turnover be for plumbing. Thats quite a good policy if you are not a plumber but do swop pans and basins etc.